Family Financial Security

Financial Management 


Dollars During Development Program

The skills and abilities children learn in early childhood shape how they develop into adulthood. Teaching them skills such as planning ahead, waiting for things they want, and finishing what they start will help them in many areas of their life, including achieving financial well-being in adulthood. These skills, known as executive function skills, help children and adults stay focused, plan, and adjust to changes. They also support positive financial behaviors such as goal setting, planning, saving for the future, and sticking to a budget. Building foundational skills.

You can help your young children build their executive function skills and learn basic money skills by helping them:

  • Focus their attention on tasks and activities for
    longer periods of time
  •  Follow rules, stated expectations, and directions
  •  Remember new information they learn, and apply
    it to different situations
  •  Learn to stop and think before they act
  •  Wait for things they want
  •  Reason and solve problems
  •  Be flexible in their thinking when adjusting to
    changes, switching to new tasks, or solving
  • Identify and learn the value of coins and bills

Here are some examples of Parent guides that are available at our office!




Mad City Money (Reality Fair)

You’re a high school student who has just been transported into the future with your friends. Some of you have just graduated from college or technical school. Some of you are married. All of you already have kids. You’ve just started your first full-time job. You’re earning money and have bills to pay.  Now you have to select housing, transportation, food, household necessities, clothing, day care, and other wants and needs. Lots of choices to make. Oh, and you need to build a budget based on your income and debt. Welcome to Mad City Money™!

Program Description
Mad City Money is a 2.5 hour simulation for high school students. Each participant receives an
“about me” sheet that contains: an occupation and salary, student loan debt owed, credit card debt owed,
and cost of medical insurance. Some participants will have a spouse; some will be single; and some will be
single parents.
Participants build a monthly budget based on their incomes. They visit nine merchants in Mad City to
purchase housing, transportation, food, day care, and other needs. There’s a mall for wants and, of course,
a credit union for financial services. The Fickle Finger of Fate randomly visits each participant during the
simulation and distributes unexpected windfalls and unplanned expenses.
Participants use debit cards for their purchases and must balance both their debit card registers and their

Each participant will:
• Practice budgeting as an adult with realistic circumstances.
• Identify and experience the consequences of poor decisions.
• Develop good judgment regarding spending and making a budget.
• Understand that budgeting is a necessary step in good money management and that it isn’t difficult.

This program is aimed at teenagers ages 15 to 18.